Are you considering a pension annuity?
I’m Stuart and I’d like to help you decide if Pension Annuity is the right choice for you.
Use our Pension Annuity Calculator
Our quick and easy annuity calculator will allow you to see how much annuity income you can expect to get from your pension pot.
Don’t worry, this is all anonymous and we don’t pass you on to any third parties.
Popular Types of Pension Annuity
Standard Annuity
A standard annuity offers a guaranteed, regular income in exchange for a lump sum from your pension. Payments can last for life or a set period, providing you a secure income for your retirement.
Fixed Term Annuity
A fixed-term annuity provides a guaranteed income for a set period, rather than for life. At the end of the term, you receive a lump sum, offering flexibility to adjust your retirement plans.
Enhanced Annuity
A medically enhanced annuity offers a higher income based on health or lifestyle factors. It provides guaranteed payments tailored to your circumstances, making the most of your pension.
Annuity rates
Annuity rates determine how much income you receive from your pension. They’re influenced by factors like your age, health, and interest rates, helping shape your retirement income.
Your annuity options
You can take up to 25% of your pension pot as a tax-free cash lump sum when you retire, and choose how often your annuity income is paid—whether monthly, quarterly, or annually.
You also have the flexibility to decide how long payments continue after your death and who will receive them.
To protect your income against inflation, you can add measures to ensure it retains its value over time.